Zakat Calculator Pakistan 2026
Zakat is 2.5% of your net zakatable wealth, due once you have held wealth above the nisab for one full lunar year. Enter your cash, bank balance, gold, silver, investments and business stock below. The calculator values your gold and silver at today’s rate per tola in PKR, subtracts what you owe now, and shows the exact zakat you need to pay.
Nisab today in Pakistan (Sarafa rates, 13 November 2026): silver nisab (52.5 tola × Rs 5,578) = Rs 292,845; gold nisab (7.5 tola × Rs 416,536) = Rs 3,124,020. Zakat on 1 tola of 24K gold is about Rs 10,413 (22K: about Rs 9,546).
Rates move daily: check the gold rate in Pakistan today, then enter your own amounts below. New to zakat? Read how to calculate zakat and zakat nisab 2026.
It is free, works on mobile, and nothing you type is sent to us: your numbers stay in your own browser.
How the bank deduction works
Under the Zakat and Ushr Ordinance 1980, banks in Pakistan deduct 2.5% zakat on the first day of Ramadan from savings accounts, profit-and-loss sharing accounts and similar deposits whose balance is at or above the government’s nisab. For Ramadan 2026 that nisab was Rs 503,529, worked out from the price of 52.5 tola of silver. Current accounts are not deducted.
What the bank does not cover
The deduction only covers the balance of that account on that day. You still need to work out zakat on:
- Gold and silver, including jewellery (per tola at today’s sarafa rate).
- Cash at home and current accounts.
- Business stock, prize bonds, committee (BC) money and investments.
If the bank has already deducted zakat from an account, you can count that amount as paid and subtract it from what the calculator shows.
Gold in tola
One tola is 11.664 grams. The gold nisab is 7.5 tola and the silver nisab is 52.5 tola. In the calculator, choose “Tola” as the unit for your jewellery and select 22k or 21k, which most Pakistani jewellery is made in.
Your saved calculations
Pakistan zakat questions
What is the zakat nisab in Pakistan for 2026?
For bank deductions in Ramadan 1447 (February 2026), the government fixed the nisab at Rs 503,529, based on the value of 52.5 tola of silver. For your personal zakat, use today’s silver or gold price; the calculator above does this.
How do I stop the bank from deducting zakat?
Submit a CZ-50 declaration (a Sahib-e-Nisab or fiqh-based exemption declaration) to your bank before Ramadan. Ask your branch for its deadline. You then pay all your zakat yourself.
Is zakat deducted from current accounts?
No. Current accounts are exempt from automatic deduction. You must include them in your own calculation.
How much zakat on 1 tola gold in Pakistan?
Zakat is 2.5% of the value, so on 1 tola you pay the value of 0.025 tola. Use the calculator with today’s sarafa rate to see the rupee amount. Remember that zakat is only due if your total wealth is above the nisab.
Related guides
Live rates by Exchange Rate API; metal prices by Gold API. This calculator is a guide. For your own situation, please ask a qualified scholar.