Income Tax Calculator 2026-27 Pakistan (Salary & Business)
This income tax calculator shows the exact tax on your salary or business income for 2026-27 (tax year 2027) under the new FBR slabs: your monthly tax, take-home pay, slab-by-slab breakdown and how much you save compared with last year.
It uses the slab rates in the Finance Act 2026 as listed in FBR’s Withholding Tax Rates Card. It also works backwards: type the take-home salary you want and see the gross salary you need.
✓ Rates checked against FBR’s Finance Act 2026 tax card: 3 November 20261. Your income
2. Extras (optional)
Added to the year’s income and taxed at your slab.
E.g. medical allowance up to 10% of basic pay, if your employer does not give free treatment.
Salaried slabs apply only if salary is more than 75% of your taxable income. Otherwise choose Business / non-salaried.
Your tax slab by slab
Pakistan’s income tax is progressive: each slice of income is taxed at its own rate. Your top slab is highlighted.
| Income slab (yearly) | Rate | Your income in slab | Tax |
|---|
2026-27 vs 2025-26: what changed for you
Same income, last year’s salaried rates against this year’s.
| 2025-26 | 2026-27 | You save |
|---|
Monthly tax table 2026-27
Tax and take-home for common monthly salary figures (no bonus or allowances). The row nearest to your figure is highlighted.
| Monthly | Tax a month | Take-home | Tax a year | Tax a month 2025-26 | Saving a month |
|---|
Salaried income tax slabs 2026-27 (tax year 2027)
| Taxable income a year | Income tax |
|---|---|
| Up to Rs 6,00,000 | 0% |
| Rs 6,00,001 to Rs 12,00,000 | 1% of the amount above Rs 6,00,000 |
| Rs 12,00,001 to Rs 22,00,000 | Rs 6,000 + 11% of the amount above Rs 12,00,000 |
| Rs 22,00,001 to Rs 32,00,000 | Rs 1,16,000 + 20% of the amount above Rs 22,00,000 |
| Rs 32,00,001 to Rs 41,00,000 | Rs 3,16,000 + 25% of the amount above Rs 32,00,000 |
| Rs 41,00,001 to Rs 56,00,000 | Rs 5,41,000 + 29% of the amount above Rs 41,00,000 |
| Rs 56,00,001 to Rs 70,00,000 | Rs 9,76,000 + 32% of the amount above Rs 56,00,000 |
| Above Rs 70,00,000 | Rs 14,24,000 + 35% of the amount above Rs 70,00,000 |
No surcharge for salaried individuals from 1 July 2026.
Non-salaried, business and AOP slabs 2026-27
| Taxable income a year | Income tax |
|---|---|
| Up to Rs 6,00,000 | 0% |
| Rs 6,00,001 to Rs 12,00,000 | 15% of the amount above Rs 6,00,000 |
| Rs 12,00,001 to Rs 16,00,000 | Rs 90,000 + 20% of the amount above Rs 12,00,000 |
| Rs 16,00,001 to Rs 32,00,000 | Rs 1,70,000 + 30% of the amount above Rs 16,00,000 |
| Rs 32,00,001 to Rs 56,00,000 | Rs 6,50,000 + 40% of the amount above Rs 32,00,000 |
| Above Rs 56,00,000 | Rs 16,10,000 + 45% of the amount above Rs 56,00,000 |
Plus a 10% surcharge on the tax if taxable income is above Rs 1 crore. Unchanged from 2025-26.
How the income tax calculator works
- Yearly income. Monthly salary × 12, plus any bonus.
- Taxable income. Minus tax-free allowances (for example medical allowance up to 10% of basic pay).
- Slab tax. Find your slab, take its fixed amount and add the slab rate on the amount above the slab’s lower limit.
- Surcharge. Non-salaried income above Rs 1 crore pays 10% extra on the tax. Salaried people pay none from 2026-27.
- Monthly tax. Yearly tax ÷ 12. Your employer deducts this from each payslip under section 149.
Key facts
Income tax guides
Frequently asked questions
How much tax is deducted from a Rs 100,000 salary in 2026-27?
A monthly salary of Rs 100,000 is Rs 12 lakh a year. Tax is 1% of the amount above Rs 6 lakh, which is Rs 6,000 a year or Rs 500 a month. Your take-home salary is Rs 99,500.
How much tax is deducted from a Rs 200,000 salary?
On Rs 2 lakh a month (Rs 24 lakh a year) the tax for 2026-27 is Rs 1,56,000 a year, or Rs 13,000 a month. Take-home pay is Rs 1,87,000. In 2025-26 the same salary paid Rs 1,62,000 a year.
Is income up to Rs 6 lakh tax free in Pakistan?
Yes. For both salaried and non-salaried individuals, taxable income up to Rs 600,000 a year (Rs 50,000 a month) has zero income tax in tax year 2027.
Did the 2026-27 budget remove the surcharge on salaried people?
Yes. The Finance Act 2026 says no surcharge is payable by salaried individuals. Before, salaried people earning above Rs 1 crore a year paid a 9% surcharge on their tax. On Rs 10 lakh a month this saves Rs 5,11,290 a year in total with the new lower slabs. Non-salaried people above Rs 1 crore still pay a 10% surcharge.
Do non-filers pay more tax on salary?
No. Your employer deducts salary tax at the same slab rates whether or not you are on the Active Taxpayers List. The double rate for non-filers does not apply to salary under section 149. But non-filers pay much higher tax on bank profit, property, vehicles and many other deals, so filing a return still pays.
Who counts as a salaried person for these rates?
You use the salaried slabs if salary is more than 75% of your taxable income. If salary is 75% or less, the higher non-salaried slabs apply to your whole income.
Is the tax on my bonus calculated separately?
No. A bonus is added to your salary for the year and taxed at your slab rates. Enter it in the bonus box to see the extra tax. Employers usually deduct the extra tax in the month the bonus is paid.
This calculator is for general information. Your actual tax can differ if you have other income, tax credits (for example for donations or pension fund contributions) or adjustable withholding taxes. Check your final figure on FBR’s IRIS when you file.