Status (November 2026): The official SMS registration route (8070) is listed. Phase II of the Kissan Card is included in Punjab’s 2026-27 development plan, but no separate 2026 registration window has been formally announced. Call the agriculture helpline before applying.
Quick answer: how to apply for Kisan Card in Punjab? Type pkc, a space and your 13-digit CNIC (no dashes) and SMS it to 8070 from a SIM registered on your own CNIC. Your land (up to 12.5 acres) must be in the PLRA record. After verification the Bank of Punjab issues the card, worth Rs30,000 per acre (max Rs150,000 per season), interest-free.
The CM Punjab Kissan Card (also written Kisan Card) gives small farmers interest-free credit to buy farm inputs such as seed, fertiliser and pesticide. The card is issued by the Bank of Punjab and works at registered dealers; it is not a cash grant.
Kissan Card at a Glance
| Credit amount | Rs30,000 per acre, up to Rs150,000 per farmer per season (at 5 acres) |
| Phase II plan | Reported limit of up to Rs360,000 per cropping season for 1 million cardholders |
| Interest | 0% |
| Repayment | 6-month card cycle plus 1-month grace period |
| Issuing bank | Bank of Punjab |
| Helpline | 0800-17000 (Agriculture Department) |
Who Is Eligible?
- Farmers in Punjab owning up to 12.5 acres of land, recorded with the Punjab Land Records Authority (PLRA)
- A mobile SIM registered on the farmer’s own CNIC
- No record of loan default
How to Apply for Kisan Card: Step by Step
- Check eligibility: you farm up to 12.5 acres in Punjab and the land is recorded with the Punjab Land Records Authority (PLRA). Tenants should ask the helpline whether the current phase covers them.
- Use the right SIM: the mobile SIM must be registered (biometrically verified) on your own CNIC, not a son’s or relative’s.
- Send the SMS: type pkc <space> CNIC number (13 digits, no dashes) and send it to 8070.
- Wait for the reply SMS and complete any verification the Agriculture Department asks for (land record and identity check).
- Receive and activate the card from the Bank of Punjab as instructed in the SMS, then buy seed, fertiliser and pesticide at registered dealers.
- Repay within the 6-month cycle (plus 1-month grace) to stay eligible for the next season.
Documents and requirements
| Requirement | Detail |
|---|---|
| CNIC | Valid, of the land-owning farmer |
| Mobile SIM | Registered on the same CNIC |
| Land record | In PLRA (fard), up to 12.5 acres |
| Credit history | No loan default |
Common mistakes
- Sending the SMS from a SIM in someone else’s name: it will be rejected.
- Writing the CNIC with dashes or a wrong format.
- Land not updated in PLRA after inheritance: get the mutation done first.
- Paying “agents” to register: the SMS route is free.
How Repayment Works
Credit used on the card must be paid back within the six-month crop cycle, with an extra one-month grace period. Repaying on time keeps you eligible for the next season, so plan repayment around your harvest sale.
Kissan Card vs Livestock Card
The Kissan Card is for crop inputs. If you keep animals, the separate Livestock Card offers up to Rs540,000 for feed and silage. For larger farm finance, see agricultural loans in Pakistan.
Beware of Scams
Registration is free. Ignore anyone who asks for money to “register” or “approve” your card, or who contacts you on WhatsApp claiming to be from the government.
See every Punjab programme on our Maryam Nawaz Schemes 2026 page.
Kisan Card FAQs
How to apply for Kisan Card?
SMS “pkc” followed by a space and your CNIC number to 8070 from a SIM registered on your own CNIC.
How much loan does the Kissan Card give?
Rs30,000 per acre, up to Rs150,000 per farmer per season, interest-free.
Who can apply?
Punjab farmers with up to 12.5 acres recorded in PLRA and a SIM in their own name.
Can I withdraw cash from the Kissan Card?
The card is meant for agricultural inputs at registered dealers, not a cash grant.
What is the helpline?
Agriculture Department helpline 0800-17000.
FAQs (Roman Urdu)
Kissan Card ke liye kaise apply karein?
“pkc” likh kar space dein, phir apna CNIC number likh kar 8070 par SMS karein.
Kitna qarza milta hai?
Rs30,000 fi acre, zyada se zyada Rs1,50,000 fi season.
Kitni zameen walay apply kar sakte hain?
12.5 acre tak zameen walay kisan.
Helpline kya hai?
0800-17000.
Sources: punjab.gov.pk (Kissan Card SMS route), Punjab 2026-27 development plan as reported in the press. Status checked November 2026; confirm with the helpline. Official page: punjab.gov.pk CM Kissan Card Scheme.
Free help: ask us via our contact page (WhatsApp / info@theinvestpakistan.com). General information, not financial advice.