Quick answer: how to apply for Parwaz Card (Parwaaz Card)? Get a confirmed overseas job offer, register on the official PSDF portal parwaaz.psdf.org.pk (directly or through a licensed Overseas Employment Promoter), upload your job offer, medical and skill-verification certificates, and after PSDF approval apply for the interest-free loan at the designated Bank of Punjab branch. Status: when we checked PSDF’s official Parwaaz Card page on 13 November 2026 it said “Registration is currently closed”; keep watching the portal and PSDF helpline 0800-HUNAR (48627) for the next window.
The Maryam Nawaz Hunarmand Naujawan Parwaaz Card helps young people from Punjab who have a confirmed overseas job offer pay the costs of going abroad, through an interest-free loan repaid in monthly instalments from their foreign salary. It is run with the Punjab Skills Development Fund (PSDF).
Parwaaz Card at a Glance
| Covers | Visa fee, medical, air ticket, skill/trade testing and licensed agent (OEP) charges |
| Amount | Up to Rs1 million (Rs10 lakh), based on your approved overseas-employment cost (PSDF does not publish a fixed cap) |
| How it is paid | Through Bank of Punjab: 20% released on approval, remaining 80% used to pay visa, OEP and ticket costs (receipts uploaded on portal) |
| Interest | 0% |
| Repayment | Monthly instalments |
| Portal / Contact | parwaaz.psdf.org.pk · PSDF helpline 0800-HUNAR (48627) · 042-35752190 · info@psdf.org.pk |
Who Is Eligible?
- Resident of Punjab
- Age 18 or above
- A confirmed job offer from abroad (through a licensed overseas employment promoter)
- Valid CNIC
- Skill / international certification (skill verification test) for your trade
- Reported: monthly overseas salary below SAR 5,000 (or equivalent); skilled, semi-skilled and unskilled workers, men and women
How to Apply for Parwaz Card Online: Step by Step
- Get a confirmed job offer from a foreign employer, ideally through an Overseas Employment Promoter (OEP) licensed by the Bureau of Emigration & Overseas Employment.
- Register on parwaaz.psdf.org.pk with your CNIC and a mobile number in your own name (you can also apply through your registered OEP).
- Upload documents (stage I): job offer letter, medical certificate and skill verification certificate.
- Wait for PSDF’s decision. PSDF verifies your case and accepts or rejects the application; track it on the portal.
- Apply for the loan at the designated Bank of Punjab branch. On approval, 20% of the loan is released.
- Pay costs and upload receipts (stage II): the remaining 80% is used for visa, OEP and air-ticket payments; upload the receipts on the portal.
- Complete pre-departure training matched to your employer’s requirements, then travel and repay in monthly instalments from your salary.
Documents checklist
| Document | Why it is needed |
|---|---|
| Original CNIC + SIM in your name | Identity and portal login / OTP |
| Job offer letter / visa documents | Proof of confirmed overseas employment |
| Medical certificate | Required by employer and PSDF |
| Skill verification certificate | Proof of trade skill |
| Payment receipts (visa, OEP, ticket) | Uploaded after the loan is released |
Common Mistakes When Applying
- Applying without a confirmed job offer: the portal will not approve “job-seeker” applications.
- Using an unlicensed agent or a fake “Parwaz Card registration” website. The only portal is parwaaz.psdf.org.pk.
- Paying anyone a “registration fee”: applying is free.
- Using a SIM registered in someone else’s name, so OTPs and status SMS never reach you.
- Not uploading receipts after the 80% payment, which delays your case.
Why It Matters
Many Pakistanis lose job offers in the Gulf and elsewhere because they cannot raise lakhs of rupees for visa, ticket and agent fees, or they borrow at high cost. The Parwaaz Card removes that upfront barrier. Once you are working abroad, plan your remittances with our Remittance Calculator, open a Roshan Digital Account, and check today’s riyal, dirham and dollar rates.
Stay Safe
Only use agents licensed by the Bureau of Emigration & Overseas Employment. The government never asks for fees on WhatsApp or through personal Easypaisa/JazzCash accounts.
See all Punjab programmes on our Maryam Nawaz Schemes 2026 page.
Parwaz Card FAQs
How to apply for Parwaz Card?
Register on parwaaz.psdf.org.pk with your CNIC, upload your overseas job offer, medical and skill certificates, and after PSDF approval apply for the loan at the designated Bank of Punjab branch.
Is Parwaz Card registration open now?
On 13 November 2026 PSDF’s official page said registration is currently closed. Watch the portal and PSDF helpline 0800-HUNAR (48627) for the next window.
How much loan does the Parwaaz Card give?
Up to about Rs1 million, depending on the approved cost of your visa, medical, ticket, testing and OEP charges. It is interest-free.
Is Parwaz Card and Parwaaz Card the same?
Yes. Both spellings refer to the Maryam Nawaz Hunarmand Naujawan Parwaaz Card run by PSDF.
Which bank gives the Parwaaz Card loan?
The Bank of Punjab, at designated branches, after PSDF approves your application.
FAQs (Roman Urdu)
Parwaz card ke liye apply kaise karein?
parwaaz.psdf.org.pk par CNIC se account banayein, job offer, medical aur skill certificate upload karein, PSDF approval ke baad Bank of Punjab branch se loan apply karein.
Kya abhi registration khuli hai?
13 November 2026 ko PSDF ki site par likha tha ke registration abhi band hai; agla window portal aur helpline 0800-48627 se confirm karein.
Parwaaz Card kya hai?
Bahar naukri ke liye visa, ticket, medical aur agent fees ka bila sood qarza.
Kaun apply kar sakta hai?
Punjab ka rehne wala, 18 saal se zyada umar, jiske paas bahar ki pakki job offer ho.
Apply kahan karein?
parwaaz.psdf.org.pk par online.
Free help: confused about documents? Message us via our contact page (WhatsApp / info@theinvestpakistan.com). For other loans see Loans in Pakistan and personal loans.
This is general information, not financial advice. The Invest Pakistan is not affiliated with PSDF or the Government of Punjab.
Sources: PSDF Parwaaz Card page (steps, eligibility, helpline; checked 13 Nov 2026); loan size and salary cap as reported by Daily Pakistan / Business Recorder.