Askari Bank profit rates on savings accounts for individuals are 10.50% a year from 1 November 2026 on balances up to Rs 1 crore, because that is the minimum the State Bank now requires every conventional bank to pay. Rs 1 lakh in an Askari savings account therefore earns about Rs 875 a month before tax, or Rs 700 for a filer. Askari’s term deposits pay 7.50% to 9.00%, and its Teenager Saving Plan term deposit pays 10.50% with monthly profit.
Last updated: 11 November 2026 by Ahmed. Savings rate from the State Bank’s minimum deposit rate rule (10.50% from 1 November 2026). Account details and term deposit rates are from Askari Bank’s latest published indicative profit rates (effective 1 August 2026); Askari had not posted a newer sheet when we checked.
Compare Askari with other banks in our guide to bank profit rates in Pakistan, or try your own amount in the Bank Profit Calculator.
Askari Bank Profit Rates on Savings Accounts (November 2026)
| Customer | Rate |
|---|---|
| Individuals, monthly average balance up to Rs 1 crore | 10.50% (State Bank minimum from 1 November 2026) |
| All other savings accounts (balances above Rs 1 crore, companies, institutions) | 7.75% (August 2026 sheet) |
Askari’s August sheet showed 10.00% for individuals, which was the minimum at the time. When the State Bank raised the policy rate to 12% on 27 October 2026, the minimum for individuals with up to Rs 1 crore rose to 10.50% from 1 November, and it applies to Askari like every other conventional bank. Above Rs 1 crore, Askari’s posted rate of 7.75% is lower than HBL, Allied or Bank Al Habib (9.50%).
Which Askari Accounts Pay Monthly Profit?
| Askari savings account | Profit paid |
|---|---|
| Askari Waqaar Account (senior citizens) | Monthly |
| Askari Sahar Savings Account (women) | Monthly |
| Askari Go Savings Account (teens) | Monthly |
| Askari PakWatan Remittance Account | Monthly |
| Askari Roshan Digital Savings Account | Monthly |
| Askari Asaan Savings Account | Every 6 months |
| PLS Savings Account | Every 6 months |
| Askari Little Champs Savings Account (minors) | Every 6 months |
| PLS Pensioners Account | Every 6 months |
Payout frequency from Askari’s indicative profit rate sheet. Profit is calculated on the monthly average balance.
If you want monthly income, choose Waqaar (senior citizens), Sahar (women) or PakWatan, not the PLS Savings Account, which pays twice a year.
Askari Bank Profit Rates on 1 Lac and Other Amounts
At the 10.50% minimum rate for individuals:
| Amount | Monthly profit (before tax) | Filer (after 20% tax) | Non-filer (after 40% tax) |
|---|---|---|---|
| Rs 1 lakh | Rs 875 | Rs 700 | Rs 525 |
| Rs 5 lakh | Rs 4,375 | Rs 3,500 | Rs 2,625 |
| Rs 10 lakh | Rs 8,750 | Rs 7,000 | Rs 5,250 |
| Rs 25 lakh | Rs 21,875 | Rs 17,500 | Rs 13,125 |
| Rs 50 lakh | Rs 43,750 | Rs 35,000 | Rs 26,250 |
| Rs 1 crore | Rs 87,500 | Rs 70,000 | Rs 52,500 |
So the Askari Bank profit rate on 1 lac works out to Rs 875 a month, or Rs 10,500 a year before tax.
Askari Bank Term Deposit Rates
These are the rates on Askari’s latest published sheet (effective 1 August 2026). Term deposits are not covered by the State Bank minimum, so ask the branch whether Askari has revised them since the November rate increase.
Regular Term Deposits (profit at maturity)
| Tenor | Rate |
|---|---|
| 1 month | 7.50% |
| 2 months | 7.75% |
| 3 months | 8.00% |
| 6 months | 8.50% |
| 1 year | 9.00% |
| 2 years | 8.50% |
With monthly profit, the 3-month deposit pays 7.50% and the 6-month deposit 7.75% (8.00% quarterly).
Special Term Deposits (monthly profit, 1 year)
| Product | Rate |
|---|---|
| Teenager Saving Plan Term Deposit (booked through Askari Go Current Account) | 10.50% |
| Askari Waqaar Term Deposit (senior citizens) | 9.00% |
| Askari Sahar Term Deposit (women) | 9.00% |
| Askari Maximiser Term Deposit | 8.75% (2 years: 7.50%) |
Askari Golden Pensioner Term Deposit
| Tenor | Monthly | Quarterly | Every 6 months |
|---|---|---|---|
| 1 year | 8.25% | 8.50% | 9.00% |
| 3 years | 8.30% | 8.50% | 9.00% |
| 5 years | 8.50% | 9.00% | 9.25% |
Askari says 3-year and 5-year term deposits are discontinued except for the Golden Pensioner Term Deposit.
On these rates, an Askari savings account at 10.50% pays more than any regular Askari term deposit, with no lock-in.
Is Askari Better Than Other Banks?
| Option | Yearly rate | Monthly profit on Rs 10 lakh (before tax) |
|---|---|---|
| Askari savings account (individuals, up to Rs 1 crore) | 10.50% | Rs 8,750 |
| Askari Waqaar / Sahar term deposit, 1 year | 9.00% | Rs 7,500 |
| JS Bank 1-year term deposit, monthly profit | 10.62% | Rs 8,850 |
| Bank Al Habib Mahana Munafa, 1 year | 10.75% | Rs 8,958 |
| HBL Advantage 1 year, monthly profit | 10.20% | Rs 8,500 |
Bank rates November 2026; Askari term deposits from the August 2026 sheet.
For savings up to Rs 1 crore, Askari pays the same as HBL, MCB and Allied Bank. For a 1-year term deposit, JS Bank and Bank Al Habib currently pay more.
Tax on Askari Bank Profit
Askari deducts withholding tax before paying profit: 20% for filers on FBR’s Active Taxpayers List and 40% for non-filers. See how to become a filer.
Common Mistakes
- Using the PLS Savings Account for monthly income. It pays every six months; Waqaar, Sahar and PakWatan pay monthly.
- Keeping more than Rs 1 crore in one savings account. The extra balance earns a much lower rate.
- Booking a term deposit without asking for the current rate. Askari’s posted term deposit rates are from August.
- Forgetting filer status. A non-filer loses 40% of profit to tax.
Compare more: see National Savings profit rates 2026, the monthly profit on Rs 10 lakh in Pakistani banks, or work out your own amount on the bank profit calculator.
Askari Bank Profit Rates: FAQs
What is the Askari Bank profit rate on 1 lac?
Individuals with up to Rs 1 crore must get at least 10.50% a year from 1 November 2026, so Rs 1 lakh earns about Rs 875 a month before tax, Rs 700 for a filer and Rs 525 for a non-filer.
What is the Askari Waqaar Account profit rate?
Askari Waqaar is a senior citizens’ savings account that pays profit monthly at the savings rate (10.50% for individuals up to Rs 1 crore from November 2026). The Waqaar Term Deposit paid 9.00% for one year on the August sheet.
What is the Askari Sahar account?
Askari Sahar is a savings account for women with monthly profit. The Sahar Term Deposit paid 9.00% for one year with monthly profit on the August 2026 sheet.
What is the Askari Bank term deposit rate for 1 year?
9.00% at maturity on Askari’s latest published sheet (August 2026). Confirm the current rate with the branch.
Askari Bank mein 1 lakh par kitna munafa milta hai?
1 November 2026 se Askari saving account mein Rs 1 lakh par taqreeban Rs 875 mahana munafa milta hai (10.50% salana). Filer ko tax ke baad Rs 700 aur non-filer ko Rs 525 milte hain.
This guide is for general information only and is not financial or tax advice. Rates change often, so confirm the latest figures with Askari Bank before you invest.
Related Guides
- Bank profit rates in Pakistan (all banks)
- Bank Profit Calculator
- JS Bank profit rates
- Bank Al Habib profit rates
- HBL profit rates
- MCB profit rates
- Allied Bank profit rates
- Fixed deposit rates in Pakistan