Allied Bank profit rates on savings accounts are 10.50% a year from 1 November 2026 for balances up to Rs 1 crore, so Rs 1 lakh in an Allied Bank (ABL) savings account earns about Rs 875 a month before tax, or Rs 700 for a filer. Above Rs 1 crore Allied pays 9.50%. Its best term deposit, Behtar Munafa, pays 10.00% with monthly profit or 10.50% at maturity for one year.
Last updated: 11 November 2026 by Ahmed. Rates are from Allied Bank’s projected rates of profit for November 2026, effective 1 November 2026.
Compare Allied with other banks in our guide to bank profit rates in Pakistan, or try your own amount in the Bank Profit Calculator.
Allied Bank Profit Rates on Savings Accounts (November 2026)
| Allied Bank account | Up to Rs 1 crore | Above Rs 1 crore |
|---|---|---|
| Allied PLS Savings Account | 10.50% | 9.50% |
| Allied Asaan Saving Account (all variants) | 10.50% | 9.50% |
| Allied Senior Citizen Account | 10.50% | 9.50% |
| Allied Khanum Account (women) | 10.50% | 9.50% |
| Salary Management Savings Account | 10.50% | 9.50% |
| Allied Freelancer Saving Account | 10.50% | 9.50% |
| Allied Roshan Digital Account (PKR) | 10.50% | 9.50% |
| Allied Rising Star (below 18) | 10.50% | 9.50% |
| Platinum Rewarding Profit Account (individuals) | 10.50% | 9.50% |
Yearly rates for individuals, Allied Bank projected rates for November 2026. Financial institutions, public sector enterprises and public limited companies get 9.50%.
Allied raised its savings rate from 10.00% to 10.50% on 1 November 2026, the minimum the State Bank now requires conventional banks to pay individuals after it raised the policy rate to 12% on 27 October. Above Rs 1 crore, Allied pays 9.50%, which is better than MCB (9.00%) and UBL (8.00%).
Allied Bank Profit Rates on 1 Lac and Other Amounts
At the 10.50% Allied savings rate:
| Amount | Monthly profit (before tax) | Filer (after 20% tax) | Non-filer (after 40% tax) |
|---|---|---|---|
| Rs 1 lakh | Rs 875 | Rs 700 | Rs 525 |
| Rs 2 lakh | Rs 1,750 | Rs 1,400 | Rs 1,050 |
| Rs 5 lakh | Rs 4,375 | Rs 3,500 | Rs 2,625 |
| Rs 10 lakh | Rs 8,750 | Rs 7,000 | Rs 5,250 |
| Rs 25 lakh | Rs 21,875 | Rs 17,500 | Rs 13,125 |
| Rs 50 lakh | Rs 43,750 | Rs 35,000 | Rs 26,250 |
| Rs 1 crore | Rs 87,500 | Rs 70,000 | Rs 52,500 |
So the Allied Bank profit rate on 1 lac works out to Rs 875 a month, or Rs 10,500 a year before tax.
Allied Bank Term Deposit Rates (November 2026)
Allied has three main term deposit products. Behtar Munafa pays the most:
Allied Behtar Munafa Term Deposit
| Tenor | Monthly profit | Profit at maturity |
|---|---|---|
| 1 month | – | 10.00% |
| 3 months | 9.40% | 9.50% |
| 6 months | 9.55% | 9.75% |
| 1 year | 10.00% | 10.50% |
| 3 years | 7.95% | 9.00% |
| 5 years | 7.60% | 9.25% |
Allied Express Plus 1 Term Deposit
| Tenor | Monthly profit | Profit at maturity |
|---|---|---|
| 1 month | – | 9.00% |
| 3 months | 8.90% | 9.00% |
| 6 months | 9.05% | 9.25% |
| 1 year | 9.10% | 9.50% |
Allied Term Plus Deposit
| Tenor | Monthly profit | Profit at maturity |
|---|---|---|
| 1 month | – | 8.00% |
| 3 months | 7.95% | 8.00% |
| 6 months | 8.10% | 8.25% |
| 1 year | 8.20% | 8.50% |
| 3 years | 7.15% | 8.00% |
| 5 years | 6.55% | 7.75% |
| 10 years | 5.10% | 6.75% |
Yearly rates, Allied Bank projected rates for November 2026.
Allied Advance Profit Plus Payment pays Rs 7,660 upfront on a 12-month placement of Rs 1 lakh, which is about 7.66% a year. The PLS Special Notice Deposit pays 8.00%.
Which Allied Option Pays Most?
On Rs 10 lakh for one year:
| Option | Rate | Monthly profit (before tax) |
|---|---|---|
| Allied savings account | 10.50% | Rs 8,750 |
| Behtar Munafa 1 year, monthly profit | 10.00% | Rs 8,333 |
| Express Plus 1, 1 year, monthly profit | 9.10% | Rs 7,583 |
| Term Plus 1 year, monthly profit | 8.20% | Rs 6,833 |
Right now the Allied savings account pays more than any Allied term deposit with monthly profit, and you can withdraw any time. Behtar Munafa at maturity (10.50%) matches the savings rate but locks your money, so it only makes sense if you expect rates to fall.
Is Allied Better Than Other Banks?
| Option | Yearly rate | Monthly profit on Rs 10 lakh (before tax) |
|---|---|---|
| Allied savings account | 10.50% | Rs 8,750 |
| HBL savings (Mahana Amdan) | 10.50% | Rs 8,750 |
| MCB savings | 10.50% | Rs 8,750 |
| HBL Advantage 1 year, monthly profit | 10.20% | Rs 8,500 |
| Allied Behtar Munafa 1 year, monthly profit | 10.00% | Rs 8,333 |
| Meezan Bank Saving Account (October 2026) | 6.79% | Rs 5,658 |
| National Savings Regular Income Certificate | 12.12% | Rs 10,100 |
Bank rates November 2026; National Savings rate from 21 October 2026.
On savings up to Rs 1 crore, Allied pays the same as HBL, MCB and Bank of Punjab. Allied’s Behtar Munafa deposit is one of the better 1-year term deposits among big banks, well above MCB’s 7.45%.
Tax on Allied Bank Profit
Allied deducts withholding tax before paying profit: 20% for filers on FBR’s Active Taxpayers List and 40% for non-filers. On Rs 10 lakh, a filer keeps Rs 7,000 a month and a non-filer Rs 5,250. See how to become a filer.
How to Open an Allied Bank Savings Account
- Online: open an Allied Asaan Digital Account through the myABL app with your CNIC.
- Branch: visit any Allied Bank branch with your original CNIC and proof of income.
- Overseas Pakistanis: open an Allied Roshan Digital Account; its PKR savings pay 10.50% up to Rs 1 crore.
- Filer status: make sure your CNIC is on FBR’s Active Taxpayers List so the bank deducts 20%, not 40%.
Common Mistakes
- Choosing Term Plus at 8.20% when Behtar Munafa pays 10.00% for the same 1-year tenor.
- Locking money in a term deposit when the savings account pays more with no lock-in.
- Keeping more than Rs 1 crore in one account. Above Rs 1 crore the rate drops to 9.50%.
- Forgetting filer status. A non-filer loses 40% of profit to tax.
Allied Bank Profit Rates: FAQs
What is the Allied Bank profit rate on 1 lac?
Allied Bank savings accounts pay 10.50% a year from 1 November 2026, so Rs 1 lakh earns about Rs 875 a month before tax, Rs 700 for a filer and Rs 525 for a non-filer.
What is the Allied Behtar Munafa profit rate?
For one year, 10.00% with monthly profit or 10.50% at maturity. For three years, 7.95% monthly or 9.00% at maturity, on the November 2026 sheet.
How much profit does Allied Bank give on 10 lakh?
About Rs 8,750 a month before tax in a savings account at 10.50%, or Rs 7,000 for a filer.
What is the Allied Senior Citizen Account profit rate?
10.50% a year on balances up to Rs 1 crore, the same as other Allied savings accounts.
What is the Allied Bank profit rate above Rs 1 crore?
9.50% a year on savings balances above Rs 1 crore.
Allied Bank mein 1 lakh par kitna munafa milta hai?
Allied Bank saving account mein Rs 1 lakh par taqreeban Rs 875 mahana munafa milta hai (10.50% salana). Filer ko tax ke baad Rs 700 aur non-filer ko Rs 525 milte hain.
Allied Bank ka sab se achha term deposit kaun sa hai?
Behtar Munafa term deposit, jo 1 saal ke liye mahana munafa par 10% aur maturity par 10.50% deta hai.
This guide is for general information only and is not financial or tax advice. Rates change often, so confirm the latest figures with Allied Bank before you invest.
Related Guides
- Bank profit rates in Pakistan (all banks)
- Bank Profit Calculator
- HBL profit rates
- MCB profit rates
- Bank of Punjab profit rates
- Meezan Bank profit rates
- UBL profit rates 2026
- Fixed deposit rates in Pakistan