The Suzuki Cultus is expected to get about Rs 4.4 to 5 lakh cheaper under the Auto Policy 2026-31. If the cut reaches the Cultus VXR, its price would fall from Rs 40,89,490 to about Rs 36,49,490, the 30% down payment would drop by Rs 1,32,000, and the 5-year bank installment would fall from about Rs 67,353 to Rs 60,106 a month (HBL 14.50%).
Pak Suzuki has not yet issued a new price list. These are estimates based on the government’s 998cc category figure; we will update this page when official prices come out.
Last updated: 11 November 2026 by Ahmed Malik. Current prices from Pak Suzuki’s price list (as on our Cultus Meezan page); 1-year KIBOR 12.92%.
Suzuki Cultus Expected New Price (All Variants)
| Variant | Current price | Expected price (Rs 4.4 lakh cut) | If Rs 5 lakh cut |
|---|---|---|---|
| Cultus VXR | Rs 40,89,490 | Rs 36,49,490 | Rs 35,89,490 |
| Cultus VXL | Rs 43,59,160 | Rs 39,19,160 | Rs 38,59,160 |
| Cultus VXL AGS | Rs 45,91,460 | Rs 41,51,460 | Rs 40,91,460 |
The government’s estimate for cars up to 998cc is Rs 4,40,000 (from Rs 42.70 lakh to Rs 38.30 lakh); some reports put the Cultus saving at Rs 5 lakh. The cuts are phased over the policy’s five years, so the first-year cut may be smaller.
Cultus Installment After the Price Cut (5 Years)
The Cultus is 998cc, so banks can finance it for up to 5 years. SBP’s rules still apply: at least 30% down payment and a maximum of Rs 30 lakh financing, so on the VXL and VXL AGS you pay more than 30% upfront today.
| Variant | Down payment now | Down payment after cut | HBL 14.50% now | HBL after cut | MCB KIBOR + 4% after cut |
|---|---|---|---|---|---|
| VXR | Rs 12,26,847 | Rs 10,94,847 | Rs 67,353 | Rs 60,106 | Rs 63,380 |
| VXL | Rs 13,59,160 | Rs 11,75,748 | Rs 70,585 | Rs 64,548 | Rs 68,063 |
| VXL AGS | Rs 15,91,460 | Rs 12,45,438 | Rs 70,585 | Rs 68,374 | Rs 72,097 |
Conventional loan installments exclude insurance and tracker. Meezan Bank’s Car Ijarah, which includes takaful, is covered on our Cultus Meezan installment page.
On the VXL AGS the monthly saving is small (about Rs 2,211) because today the loan is already capped at Rs 30 lakh; most of the benefit shows up as a Rs 3.46 lakh lower down payment.
Salary Needed for a Cultus on Installment
Banks usually keep loan installments within about 40% of take-home pay. After the cut, the VXR at Rs 60,106 a month needs a take-home salary of roughly Rs 1,50,300 (today about Rs 1,68,400).
Should You Book a Cultus Now?
- New prices usually apply only to cars invoiced after the company’s notification, so booking today could cost up to Rs 4.4 lakh more.
- If you must book now, ask the dealer in writing for price protection until delivery.
- KIBOR-linked loans reset yearly and the State Bank raised the policy rate to 12% on 27 October 2026. A fixed-rate plan protects you from that.
Cultus New Price: FAQs
What will be the new price of Suzuki Cultus?
About Rs 36.5 lakh for the VXR if the estimated Rs 4.4 lakh cut is passed on in full, down from Rs 40.89 lakh. No official price has been announced yet.
How much will the Cultus installment go down?
About Rs 7,247 a month on the VXR over 5 years at HBL’s 14.50%, from Rs 67,353 to Rs 60,106, with a 30% down payment.
Cultus ki nayi qeemat kya hogi?
Andazan VXR takreeban Rs 36.5 lakh, VXL Rs 39.2 lakh aur VXL AGS Rs 41.5 lakh. Pak Suzuki ki official list abhi nahi aayi.
Cultus ki qist kitni kam hogi?
VXR par 5 saal ki qist takreeban Rs 67,353 se Rs 60,106 ho jayegi, aur down payment Rs 1.32 lakh kam hoga.
This guide is for general information only and is not financial advice. Prices and rates change often; confirm with the company and your bank before you book.
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