The Kia Sportage is expected to get about Rs 11 lakh cheaper under the Auto Policy 2026-31, from about Rs 1.22 crore to Rs 1.11 crore for the Sportage L FWD Hybrid. Kia is also running its own promotional price of Rs 1,14,99,000 (FWD) until 30 November 2026. On a normal bank loan the installment stays about Rs 1,03,263 a month because of the Rs 30 lakh financing cap, so the saving reduces your down payment.
Kia (Lucky Motor) has not announced post-policy prices. The Rs 11 lakh figure is a first-year estimate; we will update this page when official prices come out.
Last updated: 11 November 2026 by Ahmed Malik. 1-year KIBOR 12.92%.
Kia Sportage Current, Promo and Expected Price
| Variant | List price | Kia promo (pay in full by 30 Nov 2026) | Expected after policy |
|---|---|---|---|
| Sportage L 1.6T FWD Hybrid | Rs 1,21,99,000 | Rs 1,14,99,000 | about Rs 1,10,99,000 |
| Sportage L 1.6T AWD Hybrid | Rs 1,32,99,000 | Rs 1,24,99,000 | about Rs 1,21,99,000 (if same cut) |
The Rs 11 lakh estimate (Rs 1.22 crore to Rs 1.11 crore) was reported for the Sportage after the policy announcement; we have applied the same amount to the AWD for comparison. Kia’s promotion requires full payment by 30 November 2026, and a partial booking does not qualify.
Promo Now or Wait for the Policy Price?
- Promo FWD today: Rs 1,14,99,000, available now, fixed.
- Expected policy price: about Rs 1,10,99,000, roughly Rs 4 lakh less than the promo, but with no confirmed date and subject to Kia’s own decision.
- If you need the car now and can pay in full, the promo already captures most of the expected saving. If you can wait, watch for Kia’s notification.
Sportage on Installment: Why the Price Cut Hardly Changes It
Under SBP’s current rules, banks finance at most Rs 30 lakh per car, for up to 3 years on cars above 1000cc. On a Rs 1.1 crore car, that means about 73% down payment.
| Price used | Down payment | Financed | HBL 14.50%, 3 years | MCB KIBOR + 4%, 3 years |
|---|---|---|---|---|
| FWD list Rs 1,21,99,000 | Rs 91,99,000 | Rs 30,00,000 | Rs 1,03,263 | Rs 1,06,839 |
| FWD promo Rs 1,14,99,000 | Rs 84,99,000 | Rs 30,00,000 | Rs 1,03,263 | Rs 1,06,839 |
| FWD expected Rs 1,10,99,000 | Rs 80,99,000 | Rs 30,00,000 | Rs 1,03,263 | Rs 1,06,839 |
Excludes insurance and tracker. Some banks offer separate corporate financing above Rs 30 lakh based on company accounts.
What Changes If the Rs 1 Crore NEV Loan Limit Applies
The policy raises the loan limit for new energy vehicles from Rs 30 lakh to Rs 1 crore, with 5-year tenure. The Sportage L is a hybrid; whether hybrids qualify will depend on the State Bank’s notification, which has not been issued yet. If it does apply, the picture changes completely:
| Sportage L FWD at Rs 1,10,99,000 | Current rules | If NEV rules apply (30% down, 5 years) |
|---|---|---|
| Down payment | Rs 80,99,000 | Rs 33,29,700 |
| Financed | Rs 30,00,000 | Rs 77,69,300 |
| Monthly at 14.50% | Rs 1,03,263 (3 years) | about Rs 1,82,798 (5 years) |
This is an illustration only; actual bank rates for NEV loans are not known yet.
Kia Sportage New Price: FAQs
What will be the new price of Kia Sportage?
About Rs 1.11 crore for the Sportage L FWD Hybrid, down from Rs 1.22 crore, if the reported Rs 11 lakh estimate holds. Kia’s current promo price is Rs 1.15 crore until 30 November 2026.
Is the Kia Sportage installment going down?
Not under current rules: banks finance only Rs 30 lakh, so the 3-year installment stays about Rs 1,03,263. Only the down payment falls. That could change if the Rs 1 crore NEV loan limit is applied to hybrids.
Sportage ki nayi qeemat kya hogi?
Andazan Sportage L FWD Hybrid takreeban Rs 1.11 crore (abhi Rs 1.22 crore). Kia ki promo qeemat Rs 1.15 crore hai, 30 November 2026 tak poori payment par.
Sportage qiston par kitni qist hogi?
Bank Rs 30 lakh tak finance karta hai, to 3 saal ki qist takreeban Rs 1,03,263 hai, baqi raqam down payment mein deni hogi.
This guide is for general information only and is not financial advice. Prices and rates change often; confirm with the company and your bank before you book.
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